a long time ago in a far away place called living with the ex, we had shares in tescos she worked there and got them at a discount rate and each year we put all our saving into them and we did very well for the first 5 years then after that she did very well the fat cow, my daughter has just started work with STWA and is being offered shares at a reduced rate, she does not earn much and canot afford to put the max in, but dad can and will once she comes home with all the paperwork