Savings Only.

[Rb2004]

Maybe it's because of the old and new rules, but when my fiancé submitted an application we demonstrated finances over double that requirement in the bank and they still tried to say because I hadn't demonstrated income and outgoings the visa was denied.

[Terpe]

Maybe it's because of the old and new rules, but when my fiancé submitted an application we demonstrated finances over double that requirement in the bank and they still tried to say because I hadn't demonstrated income and outgoings the visa was denied.

The differences between old rules and new rules are huge.
The concepts are different.

In your case under the old rules, the focus was on regular income and account was taken of certain outgoings. That's why it was important for you to very clearly demonstrate a history of incomings as well as outgoings.
Additionally you needed to demonstrate a disposable income equal to that of the current income support levels.
Failure to do that means applications will fall for refusal.
Savings were not given any weight.

The new rules mean that a gross income is the threshold without any consideration to outgoings or to affordability of an additional consuming adult in the houshold.
Also, even without income it's possible to secure a settlement visa solely on the basis of savings.
The new rules give a big weighting to the role of savings.