Thank you so much for giving me this information.
yes, my sister submitted her bank statements, payslip, her tax doc last 2011 and letter from her employer that states her character. And maybe the ECO has no problem about it. They are just questioning the documents that I have submitted about my job with my employer, I only sent my Certifcate of Employment confirming that I'm their employee but it do not talk about my salary and etc. That's it. I think ECO is not well convince to my submitted documents about me, but regarding to my sister financial status they did not questioned.
But anyway, we still try to appeal, because they give me the form, whatever happen it depends upon the result to our appeal. But we will make sure, and do our best that we can provide then the supporting documents regarding the reason why they refused my application, inorder for them to re consider our it.
Wish us luck Thank you