Yes Joe/Andy/Lastlid. We have had this discussion a few months back. I have an agreed overdraft with my bank which i have used on every single bank statement. But back in July i wrote to my MP about overdrafts and i got a reply from Damian Green's office who quite clearly stated and i quote "you will not get refused a visa just for using your overdraft" So i will include that in my wife's application.
They seem to be changing their minds too and fro! I wonder what Terpe's views are on this?
