insurance

[stevewool]

so many insurance policies, but do we need them all, yes car insurance and house insurance, but i try to get the best deals for what i am wanting at the time, that way you can save sometimes hundreds of pounds, i have critical illness and mortgage insurance and i am going to stop it, after reading what i cant claim for i may as well be dead, also i have personal insurance too and as long as i dont have anything that arises because of multiple sclerosis or any disorder of the nervous system it may pay out, i am thinking of stopping this too,the total fee is getting upwards of £100 a month, i am covered with a work insurance, which i think is 3.5x my wage so i am sure i am ok to cancell these policies, any advice

[Ako Si Jamie]

The only insurance I've got out is travel insurance for when I go to the Phils next.

[andy222]

Same here. As for critical illness policies make sure you read the very small print. Most of them are con artists.

[Michael Parnham]

Steve, for the amount of money your paying every month you would have been better with a five year savings plan!!

[stevewool]

yes its a small fortune, but they make you feel you need it at the time, looks like the magic phone call will be made this coming week and the direct debits stopped

[lastlid]

They say that the only dumb insurance policy is the one you don't take out. But I don't agree with that as there has to be a balance that suits the individual and the individual's pocket.

[bigmac]

i recently rented a galaxy phone from tesco--their value £ 140. [ 2 year contract ] the insurance (optional ) was £6 a month---with excesses and enough small print to cause a migraine.---so thats £ 144 over the 2 years. fat chance. i'll risk it.

[Ako Si Jamie]

i recently rented a galaxy phone from tesco--their value £ 140. [ 2 year contract ] the insurance (optional ) was £6 a month---with excesses and enough small print to cause a migraine.---so thats £ 144 over the 2 years. fat chance. i'll risk it.

If something did go wrong with the phone or it got lost, you could get a replacement off Ebay for a lot less than £144