Hi there! Happy new year! I was just wondering about the I-card you mentioned......is that an identity card? Im hoping to retire to the Philippines within the next 4 years, and ive been told by my pension fund company that i can get my pension paid directly into an HSBC bank account in Cebu. Will i need an I-card to open an account there or can i open one from here in the UK as i have a UK HSBC account already? Mick![]()