Its happened here as well,the Earls Court sheisters,the daily mirror did an expose on one pinoy remittance company a few years ago I sent cash off with farochilen,the last time ever,after several weeks I phoned and they were excuse after excuse after excuse as to why the cash wasnt in pinas,I told the girl Apple that if it wasnt there the next week I would turn up at the office,she was a cheeky cow and said bahala ka she got a bit of a shock the next week and they gave me my refund PDQ to get me out of the office and out of earshot of the pinays who were waiting to remmitt