Quote Originally Posted by Terpe View Post
Yep, nothing against that. Unfortunately it's just too simplistic and unstrutuctured.
How much cash? what's the cap?
I have more than a couple of friends who have returned to UK virtually penniless after spending all their savings on medical issues so the wife would end with nothing in a worst case outcome.

I'm sure we've all heard the stories of those couples where one spouse could not renturn to UK as ILR had lapsed and no British Citizenship.

My own view is that a multi-structured approach to healthcare needs to be considered. Probably with some pretty strict agreed guidelines on the use of cash/credit cards.

A friend of ours needed a heart operation followed by pacemaker fitted.
As I recall it cost around P1mill from begining to end.
He was told it will need to be replaced in 5 years.

I've told my wife to be sure she gets a shovel and a box
Hi there, i was just wondering if anyone knows if a spouse who has ILR here in the UK can return back to the UK after moving back to the Philippines? I plan to retire there within the next 4 years with my wife, Myrna; we are applying for ILR later this year but we are not planning on applying for British citizenship as were going back to Cebu so soon, and i dont think its worth the extra expense. Does anyone know if she can return with me to the UK for a holiday, if so is there a time limit for her returning here? Thanks in advance for any replies! Mick :xxgrinning--