how much money

[fred]

Here's my personal opinion.
As long as I have a regular income stream that allows me to be content, that's enough.
I believe that when living abroad savings don't do anything, except maybe decrease.

No offence to anyone, personal opinion

Saving do something.. They are a safety net in a country where cash is king.
Remember... No NHS here!
If you have a pension that covers all expenses its still very nice to have 20/30 grand stashed IMO.