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  1. #1
    Moderator fred's Avatar
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    Quote Originally Posted by Terpe View Post
    Here's my personal opinion.
    As long as I have a regular income stream that allows me to be content, that's enough.
    I believe that when living abroad savings don't do anything, except maybe decrease.

    No offence to anyone, personal opinion
    Saving do something.. They are a safety net in a country where cash is king.
    Remember... No NHS here!
    If you have a pension that covers all expenses its still very nice to have 20/30 grand stashed IMO.


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    Quote Originally Posted by fred View Post
    Saving do something.. They are a safety net in a country where cash is king.
    Remember... No NHS here!
    If you have a pension that covers all expenses its still very nice to have 20/30 grand stashed IMO.
    As I said, no offence to anyone just expressing my personal opinion.
    Of course savings can increase or decrease anywhere.
    Exchange rates, inflation may or may not play a role.
    I didn't say anything about not having savings.
    I expressed a personal opinion
    So we agree


  3. #3
    Moderator fred's Avatar
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    Quote Originally Posted by Terpe View Post
    As I said, no offence to anyone just expressing my personal opinion.
    Of course savings can increase or decrease anywhere.
    Exchange rates, inflation may or may not play a role.
    I didn't say anything about not having savings.
    I expressed a personal opinion
    So we agree
    A friend of mine has used much of his savings building two, 2 bedroom houses either side of the house they live in.. He did it so that when he kicks the bucket and his pension is gone his wife can continue to live there and collect rent for a rather nice income..
    This method produces inflation proof cash and is a good future investment too!!
    Im hearing from more and more expats living here is that their biggest worry is how their partners will survive here after they die..
    No offence taken for goodness sake!!..
    All we can do is share our opinions honestly.


  4. #4
    Respected Member imagine's Avatar
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    Quote Originally Posted by fred View Post
    A friend of mine has used much of his savings building two, 2 bedroom houses either side of the house they live in.. He did it so that when he kicks the bucket and his pension is gone his wife can continue to live there and collect rent for a rather nice income..
    This method produces inflation proof cash and is a good future investment too!!
    Im hearing from more and more expats living here is that their biggest worry is how their partners will survive here after they die..
    No offence taken for goodness sake!!..
    All we can do is share our opinions honestly.
    i dont think it realy matters if your in uk or anywhere else, its normal to want your wife to manage ok after your death,its kind of built in instinct, as its usualy the man that pops off first, what do you think?


  5. #5
    Respected Member imagine's Avatar
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    Quote Originally Posted by fred View Post
    Saving do something.. They are a safety net in a country where cash is king.
    Remember... No NHS here!
    If you have a pension that covers all expenses its still very nice to have 20/30 grand stashed IMO.
    with enough income to get by year after year, do you think 20/30 grand is enough in phill for the unexpected hospital horror?


  6. #6
    Moderator fred's Avatar
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    Quote Originally Posted by imagine View Post
    with enough income to get by year after year, do you think 20/30 grand is enough in phill for the unexpected hospital horror?
    Define hospital horror illness..
    Look,who really knows and how long is a piece of string etc etc..
    I dont spend my time worrying about such things too much..
    If I did,I would probably still be in the UK,worrying,stressed out and watching Eastenders and Corry with a bowl of Cornflakes.


  7. #7
    Respected Member imagine's Avatar
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    Quote Originally Posted by fred View Post
    Define hospital horror illness..
    Look,who really knows and how long is a piece of string etc etc..
    I dont spend my time worrying about such things too much..
    If I did,I would probably still be in the UK,worrying,stressed out and watching Eastenders and Corry with a bowl of Cornflakes.
    now thats enough to harden the arterys

    no its just something i need to figure what my emergency cash should be set aside, i guess you can never realy know whats enough,

    even a relatively simple heart opp,or any other opp could have unexpected complications to throw the cost even higher,
    so its a gamble just decide what you think i guess


  8. #8
    Moderator fred's Avatar
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    Quote Originally Posted by imagine View Post
    now thats enough to harden the arterys

    no its just something i need to figure what my emergency cash should be set aside, i guess you can never realy know whats enough,

    even a relatively simple heart opp,or any other opp could have unexpected complications to throw the cost even higher,
    so its a gamble just decide what you think i guess
    Just googled it and Sulit.com do them cheap..
    15 results for cost of heart bypass surgery Philippines; For sale cost of heart bypass surgery at Sulit.com.ph Online Classified Ads

    Jokes aside,A quick look at the Philippine heart center packages and it says...
    Bypass surgery.. Single chamber..148k Dual chamber..210.000K PRIVATE.

    Semi private.. Single chamber 120,328.00 Dual chamber...178,352.00k

    Ward plan..Single chamber...101,224.00 Dual..155,536.00k

    So cheapest case is around 1,200 Quid and most expensive 2600 Quid..(ish)

    http://www.phc.gov.ph/services/treatment.php


  9. #9
    Trusted Member jake's Avatar
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    Quote Originally Posted by fred View Post
    Just googled it and Sulit.com do them cheap..
    15 results for cost of heart bypass surgery Philippines; For sale cost of heart bypass surgery at Sulit.com.ph Online Classified Ads

    Jokes aside,A quick look at the Philippine heart center packages and it says...
    Bypass surgery.. Single chamber..148k Dual chamber..210.000K PRIVATE.

    Semi private.. Single chamber 120,328.00 Dual chamber...178,352.00k

    Ward plan..Single chamber...101,224.00 Dual..155,536.00k

    So cheapest case is around 1,200 Quid and most expensive 2600 Quid..(ish)

    http://www.phc.gov.ph/services/treatment.php
    Interesting. Thought it would be more than that. Know somebody who had a bypass at Makati med a few years back and it cost around 600k.

    A lot depends on how you and your wife handle your money. Best come here and live for awhile first to determine how much you would spend.
    Some live on a lot less than others.


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