The answer to Graham & Steves question is as follows, my total income is p55000, out of that our rent for a brand new two bed apartment at Villa Edago Dumaguete was p8000 per month, electric p800, water p150 per month, also our gas was approx p2,020 per year that was the price of two standard gas cylinders. Food shopping was approx p10000 per month. I lived in Dumaguete from feb 17th 2011 until june 6th 2012. Regarding furniture I sent Maritess £5000 a couple of weeks before I arrived in Philippines to furnish the apartment and buy us a motor bike, she did a perfect job because all the furniture and appliances were just like being here in UK and I was very proud that she managed to find the kind of things you would buy if living here.