how much money

[imagine]

Thanks for that Imagine, its nice to know that others can budget also Also to answer your question Andy, lots of reasons really I can only mention a few on the forum because some may be offended eg: too hot, no NHS, pollution, noise, ect. Money and cost of living no problem! Would rather holiday there, great place for holidays.

for myself having only 3 weeks total experience in phil, which makes me a novice i agree with too hot, most places i would not have coped with the heat on a permanent basis, but on that i found malaybalay comfortable,

polution worse in some places than others, i couldnt live in the center of town, but staying just out of town was fine and clear from the exhaust fumes, also was much quieter,