I only use my bank card, it is like just making a card payment. When you call them you confirm your identity with a couple of security questions, then they only ask for the last 4 digits of the card and the security number on the back and it's done. If you do it online it is similar, you have already your card set up on their system and you use a pin number for security. But this time online you have to go through the bank security screen too, so another form of pin number and it is done.
It sounds complicated, but once set up it is so easy, because I am in China I use the online way, but if I need to send money urgently I will call the uk on the phone as the transfer is instant. hth
If you want your dreams to come true ...... first you have to wake up
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