Quote Originally Posted by Win2Win View Post
All agencies exist to rip you off, no other reason. All the do is fill the form out for you and charge a lot of doing that. It is easy doing a visa application yourself, and those that follow the free advice here seldom fail. Don't worry, if it is refused they tell you why, you correct it, and ask the application to be looked at again. Simple.
I agree.

Obviously an agency will be touting for business...in this case, using scare tactics.

Hardly the sort of people you'd want to deal with anyway.