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Thread: Expensive living

  1. #31
    Moderator fred's Avatar
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    Quote Originally Posted by RickyR View Post
    I was so surprised at the cost of living on my last visit to the UK, it was the final straw and made me decide definitely that we won't be returning. Life is hard in the UK, even if your earning a reasonable salary. Some friends of mine and I have come the opinion that unless your earning more than £100,000 in the UK you couldn't live a comfortable life.
    We are in the process of getting an Australian visa, which we hope will offer us a better quality of life in the future, particularly when the salaries in my line of work are about 4x the UK salary offering.

    Ricky.. I have a lot of Aussie friends here in P.I that say that Australia has gone absolutely to the dogs in regards prices.
    Many of them are disgusted at their Governments policy of raping the average taxpayer in recent years..
    Seems the cost of beer there these days is more than the UK!!!
    Thats bad!


  2. #32
    Moderator Steve.r's Avatar
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    Quote Originally Posted by beth18 View Post
    And it's killing us...
    As has been said Beth, you need to sort out your priorities. £300 a month cash cow...wow.. you are really letting the family milk you. Going into an overdraft for them is no way to live and whoever you are sending to has to realise you cannot live like that. I always think to myself that before I was around the family were able to eat, they never had me to support them. So, take it away and they will still survive like before. Sounds hard, but people have to face reality and not freeload from others.
    If you want your dreams to come true ...... first you have to wake up


  3. #33
    Moderator joebloggs's Avatar
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    Quote Originally Posted by RickyR View Post
    I was so surprised at the cost of living on my last visit to the UK, it was the final straw and made me decide definitely that we won't be returning. Life is hard in the UK, even if your earning a reasonable salary. Some friends of mine and I have come the opinion that unless your earning more than £100,000 in the UK you couldn't live a comfortable life.
    .
    where were they living SW1
    i could live a 'very comfortable life' on a lot less than that, mind you i'm not a 'designer label' type and don't have any expensive habits apart from a wife and kids

    Australia is so expensive, you would be working longer hours, so how is that going to be a 'better quality of life' ? surely the aim is to work less and spend more time with your family and for me and the misses that's life in sunny Salford where you can live a comfortable life on a lot less than £100,000
    http://www.filipinouk.com/forum/image.php?type=sigpic&userid=870&dateline=1270312908


  4. #34
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    100 grand...in Salford ?

    Buy a street of houses and live off the rents.


  5. #35
    Trusted Member stevewool's Avatar
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    100 grand would last me my lifetime in the phils and i am talking 20+ years , now whos got a spare 100 grand


  6. #36
    Respected Member Michael Parnham's Avatar
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    Thankyou Joebloggs, will let you know more as things develop. There are very many things I would love to talk about on this site, but I hold a lot back because I don't want to upset anyone!


  7. #37
    Trusted Member stevewool's Avatar
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    Quote Originally Posted by Michael Parnham View Post
    Thankyou Joebloggs, will let you know more as things develop. There are very many things I would love to talk about on this site, but I hold a lot back because I don't want to upset anyone!
    now now Michael, its called freedom of speech, so let rip and see who gets upset or agrees


  8. #38
    Respected Member Michael Parnham's Avatar
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    Probabley at a later date Steve!


  9. #39
    Moderator joebloggs's Avatar
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    Quote Originally Posted by Michael Parnham View Post
    Thankyou Joebloggs, will let you know more as things develop. There are very many things I would love to talk about on this site, but I hold a lot back because I don't want to upset anyone!
    Quote Originally Posted by stevewool View Post
    now now Michael, its called freedom of speech, so let rip and see who gets upset or agrees
    http://www.filipinouk.com/forum/image.php?type=sigpic&userid=870&dateline=1270312908


  10. #40
    Trusted Member sars_notd_virus's Avatar
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    Quote Originally Posted by beth18 View Post
    Expensive Living
    I was happy living here before, but now with 2 children, exchange rate diving weekly, losing child benefit, and daily expenses makes us over draft every month just can't take it anymore...
    Cramped, loud, 1 1/2 bedroom expensive flat!

    Mortgage: £1000
    Agency managing fee: £400/Monthly
    Send to Phils: £300/monthly
    Food £100 a week
    Bills, insurance...

    These are only few reasons why we can't travel and have a Social life as a family of 4....

    Thinking of moving....not happy anymore....
    We live near London and yes its quite expensive house prices , mortgage , transport etc and so on...My aunt lives in London (30years) and another aunt lives in Birmingham(20 years) they always chat about the difference of the cost of living , I am speechless I am happy to stay in Wiltshire for now,..stone hugger forever
    ''Don't be serious..Be Sincere''


  11. #41
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    Quote Originally Posted by beth18 View Post
    There was a contract agreed 3 years ago that the building have to be fixed externally so all flat ownwers have to pay certain amount for the whole project, you know fixing of the hall way carpets lighting, window cleaners, hall way cleaners, fixing of the lift, right now they are doing the external of the building window frame and so on...
    Sounds like the service charge in previous years must've been way too low or mismanaged as I'd have thought they should have been making provision for replacement of communal fixtures. Did you agree to the contract 3 years ago ? or if you moved in afterwards you must have been aware that there was this monthly charge. Who owns/runs the managing company ?


  12. #42
    Respected Member beth18's Avatar
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    Quote Originally Posted by Dedworth View Post
    Sounds like the service charge in previous years must've been way too low or mismanaged as I'd have thought they should have been making provision for replacement of communal fixtures. Did you agree to the contract 3 years ago ? or if you moved in afterwards you must have been aware that there was this monthly charge. Who owns/runs the managing company ?

    I have to dig in with the documents, I have a client off Baker Street, and they pay £2000 per quarter for the managing agency fee, they have a porter though.


  13. #43
    Respected Member South-east boy's Avatar
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    It frustrated me that at the company I used to work for, I didn't get paid a bit more than the branches that were further north where the cost of living was cheaper. You get London waiting/higher salary for working there, and even though where I live in Kent, is no way as expensive as London, it's a lot more than a lot of other areas of the country. Really, I would have thought that your salary should be slightly relative to the cost of living where you live.

    Whereabouts in London do you live Beth? Have you not thought about moving to just outside London and commuting? Some of the train stations near me only take an hour's train journey to get to London, and you could get a house for less money than where you are now + without that service charge as well!


  14. #44
    Respected Member Michael Parnham's Avatar
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    Beth, in derbyshire, nottinghamshire, yorkshire and the north east you can buy brand new houses three bedroom for as little as 115,000 with a small deposit your mortgage could be as little as 550 per month depending how many years your mortgage arrangement is!


  15. #45
    Trusted Member stevewool's Avatar
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    rent mine if you want


  16. #46
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    I've got a couple of spare rooms too.

    ...Could do with some help clearing this damned snow.



    .



  17. #47
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    Quote Originally Posted by grahamw48 View Post
    I've got a couple of spare rooms too.

    ...Could do with some help clearing this damned snow.

    .

    You need to get those windows cleaned too


  18. #48
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    I would Peter, but by the time I've been to the front gate for the post, and back again...just haven't got the energy.


  19. #49
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    Quote Originally Posted by grahamw48 View Post
    I would Peter, but by the time I've been to the front gate for the post, and back again...just haven't got the energy.



  20. #50
    Respected Member beth18's Avatar
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    Quote Originally Posted by South-east boy View Post
    It frustrated me that at the company I used to work for, I didn't get paid a bit more than the branches that were further north where the cost of living was cheaper. You get London waiting/higher salary for working there, and even though where I live in Kent, is no way as expensive as London, it's a lot more than a lot of other areas of the country. Really, I would have thought that your salary should be slightly relative to the cost of living where you live.












    Whereabouts in London do you live Beth? Have you not thought about moving to just outside London and commuting? Some of the train stations near me only take an hour's train journey to get to London, and you could get a house for less money than where you are now + without that service charge as well!

    We live at Great Portland St. No big super markets only Sainsbury's and Tesco Express...


  21. #51
    Respected Member beth18's Avatar
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    Quote Originally Posted by Michael Parnham View Post
    Beth, in derbyshire, nottinghamshire, yorkshire and the north east you can buy brand new houses three bedroom for as little as 115,000 with a small deposit your mortgage could be as little as 550 per month depending how many years your mortgage arrangement is!
    My in-laws live in Yorkshire we visit them on special occasions...


  22. #52
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    Quote Originally Posted by beth18 View Post
    We live at Great Portland St. No big super markets only Sainsbury's and Tesco Express...
    You're living in the West End of London I'm not surprised you find it expensive

    According to Zoopla average property price in Great Portland Street is £969000

    http://www.zoopla.co.uk/house-prices...rtland-street/


  23. #53
    Respected Member Ako Si Jamie's Avatar
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    £400 per month for managing agency fee? That's more than my monthly rent on my flat.


  24. #54
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    Quote Originally Posted by Dedworth View Post
    You're living in the West End of London I'm not surprised you find it expensive

    According to Zoopla average property price in Great Portland Street is £969000

    http://www.zoopla.co.uk/house-prices...rtland-street/


    These detached houses are near a train station that takes 50 minutes to get to London and are around £500,000:
    http://www.rightmove.co.uk/property-...-37126447.html

    http://www.rightmove.co.uk/property-...-22992378.html

    http://www.rightmove.co.uk/property-...-25152501.html

    http://www.rightmove.co.uk/property-...-34402403.html


  25. #55
    Moderator joebloggs's Avatar
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    Quote Originally Posted by jamieXXXmaria View Post
    £400 per month for managing agency fee? That's more than my monthly rent on my flat.
    and more than my rent for a 3 bed semi-detached house
    http://www.filipinouk.com/forum/image.php?type=sigpic&userid=870&dateline=1270312908


  26. #56
    Respected Member andy222's Avatar
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    And here was me thinking you were all rich on here with houses and no mortgage.


  27. #57
    Respected Member imagine's Avatar
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    god im lucky,glad i paid lumps off now less than £100 a month mortgage


  28. #58
    Respected Member Ako Si Jamie's Avatar
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    That's why I didn't get a mortgage on my place. They wanted a ludicrous amount of money per year for this maintenance nonsense and what do they do for it? Mow the lawns about twice a year and sod all else.


  29. #59
    Respected Member jonnijon's Avatar
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    You need to look into that £400 fee.How many of you in the building are buying their flats? Each of you should hold a % of the freehold so you can tell these managing agents where to go. Get legal advice on this now.
    Also with these apartment blocks you need to find out if the roof rain water goes to a sewer or to a soakaway if its the latter you should get a very large reduction in your water rate bill.
    Last edited by jonnijon; 13th March 2013 at 23:32. Reason: need to add


  30. #60
    Respected Member Michael Parnham's Avatar
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    Whereabouts in yorkshire Beth?


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