Expensive living

[joebloggs]

Beth, there are a number of members here on less than £10000 per annum, me included and we budget accordingly, our total bills incuding food and £475 rent monthly allow us to just to be able to manage. Just hoping that when wifey starts earning we can save her salary. One must try and live within one's means, you and your kids come first and I was quite shocked that you said you were using your overdraft instead of cancelling sending money to Philippines. Dont wish to offend!!

you have to live within your means. no point in getting in debt here to send money to your family in the phils, soon or later everything could come tumbling down if any of you lose your job you could be in deep

good luck with your wife finding a job Michael

[stevewool]

wow so much, i hope it all works out for you in the end, try sending a smaller amount to the phils or sending something when you can afford it, i am sure they will understand

[imagine]

£400 managing fee, thats a mortgage

[beth18]

£400 managing fee, thats a mortgage

And it's killing us...

[Steve.r]

And it's killing us...

As has been said Beth, you need to sort out your priorities. £300 a month cash cow...wow.. you are really letting the family milk you. Going into an overdraft for them is no way to live and whoever you are sending to has to realise you cannot live like that. I always think to myself that before I was around the family were able to eat, they never had me to support them. So, take it away and they will still survive like before. Sounds hard, but people have to face reality and not freeload from others.

[grahamw48]

100 grand...in Salford ?

Buy a street of houses and live off the rents.

[stevewool]

100 grand would last me my lifetime in the phils and i am talking 20+ years , now whos got a spare 100 grand

[Michael Parnham]

Thankyou Joebloggs, will let you know more as things develop. There are very many things I would love to talk about on this site, but I hold a lot back because I don't want to upset anyone!

[stevewool]

Thankyou Joebloggs, will let you know more as things develop. There are very many things I would love to talk about on this site, but I hold a lot back because I don't want to upset anyone!

now now Michael, its called freedom of speech, so let rip and see who gets upset or agrees

[joebloggs]

Thankyou Joebloggs, will let you know more as things develop. There are very many things I would love to talk about on this site, but I hold a lot back because I don't want to upset anyone!

now now Michael, its called freedom of speech, so let rip and see who gets upset or agrees

[Michael Parnham]

Probabley at a later date Steve!

[sars_notd_virus]

Expensive Living
I was happy living here before, but now with 2 children, exchange rate diving weekly, losing child benefit, and daily expenses makes us over draft every month just can't take it anymore...
Cramped, loud, 1 1/2 bedroom expensive flat!

Mortgage: £1000
Agency managing fee: £400/Monthly
Send to Phils: £300/monthly
Food £100 a week
Bills, insurance...

These are only few reasons why we can't travel and have a Social life as a family of 4....

Thinking of moving....not happy anymore....

We live near London and yes its quite expensive house prices , mortgage , transport etc and so on...My aunt lives in London (30years) and another aunt lives in Birmingham(20 years) they always chat about the difference of the cost of living , I am speechless I am happy to stay in Wiltshire for now,..stone hugger forever

[South-east boy]

It frustrated me that at the company I used to work for, I didn't get paid a bit more than the branches that were further north where the cost of living was cheaper. You get London waiting/higher salary for working there, and even though where I live in Kent, is no way as expensive as London, it's a lot more than a lot of other areas of the country. Really, I would have thought that your salary should be slightly relative to the cost of living where you live.

Whereabouts in London do you live Beth? Have you not thought about moving to just outside London and commuting? Some of the train stations near me only take an hour's train journey to get to London, and you could get a house for less money than where you are now + without that service charge as well!

[beth18]

It frustrated me that at the company I used to work for, I didn't get paid a bit more than the branches that were further north where the cost of living was cheaper. You get London waiting/higher salary for working there, and even though where I live in Kent, is no way as expensive as London, it's a lot more than a lot of other areas of the country. Really, I would have thought that your salary should be slightly relative to the cost of living where you live.












Whereabouts in London do you live Beth? Have you not thought about moving to just outside London and commuting? Some of the train stations near me only take an hour's train journey to get to London, and you could get a house for less money than where you are now + without that service charge as well!

We live at Great Portland St. No big super markets only Sainsbury's and Tesco Express...

[Dedworth]

We live at Great Portland St. No big super markets only Sainsbury's and Tesco Express...

You're living in the West End of London I'm not surprised you find it expensive

According to Zoopla average property price in Great Portland Street is £969000

http://www.zoopla.co.uk/house-prices...rtland-street/

[South-east boy]

You're living in the West End of London I'm not surprised you find it expensive

According to Zoopla average property price in Great Portland Street is £969000

http://www.zoopla.co.uk/house-prices...rtland-street/

These detached houses are near a train station that takes 50 minutes to get to London and are around £500,000:
http://www.rightmove.co.uk/property-...-37126447.html

http://www.rightmove.co.uk/property-...-22992378.html

http://www.rightmove.co.uk/property-...-25152501.html

http://www.rightmove.co.uk/property-...-34402403.html

[Michael Parnham]

Beth, in derbyshire, nottinghamshire, yorkshire and the north east you can buy brand new houses three bedroom for as little as 115,000 with a small deposit your mortgage could be as little as 550 per month depending how many years your mortgage arrangement is!

[beth18]

Beth, in derbyshire, nottinghamshire, yorkshire and the north east you can buy brand new houses three bedroom for as little as 115,000 with a small deposit your mortgage could be as little as 550 per month depending how many years your mortgage arrangement is!

My in-laws live in Yorkshire we visit them on special occasions...

[stevewool]

rent mine if you want

[grahamw48]

I've got a couple of spare rooms too.

...Could do with some help clearing this damned snow.



.

[Terpe]

I've got a couple of spare rooms too.

...Could do with some help clearing this damned snow.

.

You need to get those windows cleaned too

[grahamw48]

I would Peter, but by the time I've been to the front gate for the post, and back again...just haven't got the energy.

[Terpe]

I would Peter, but by the time I've been to the front gate for the post, and back again...just haven't got the energy.

[Ako Si Jamie]

£400 per month for managing agency fee? That's more than my monthly rent on my flat.

[joebloggs]

£400 per month for managing agency fee? That's more than my monthly rent on my flat.

and more than my rent for a 3 bed semi-detached house

[andy222]

And here was me thinking you were all rich on here with houses and no mortgage.

[imagine]

god im lucky,glad i paid lumps off now less than £100 a month mortgage

[Ako Si Jamie]

That's why I didn't get a mortgage on my place. They wanted a ludicrous amount of money per year for this maintenance nonsense and what do they do for it? Mow the lawns about twice a year and sod all else.

[jonnijon]

You need to look into that £400 fee.How many of you in the building are buying their flats? Each of you should hold a % of the freehold so you can tell these managing agents where to go. Get legal advice on this now.
Also with these apartment blocks you need to find out if the roof rain water goes to a sewer or to a soakaway if its the latter you should get a very large reduction in your water rate bill.

[Michael Parnham]

Whereabouts in yorkshire Beth?