I was happy living here before, but now with 2 children, exchange rate diving weekly, losing child benefit, and daily expenses makes us over draft every month just can't take it anymore...
Cramped, loud, 1 1/2 bedroom expensive flat!
Mortgage: £1000
Agency managing fee: £400/Monthly
Send to Phils: £300/monthly
Food £100 a week
Bills, insurance...
These are only few reasons why we can't travel and have a Social life as a family of 4....
Thinking of moving....not happy anymore....
Relating this to Steve W's post about supporting family back in phils, no one there would believe you Beth. You must be a millionaire because you are in the UK.... right??? Oh... and why are you only sending £300 a month back.. blah blah blah!!!!Originally Posted by beth18
Life is not easy Beth,
If you want your dreams to come true ...... first you have to wake up
Relating this to Steve W's post about supporting family back in phils, no one there would believe you Beth. You must be a millionaire because you are in the UK.... right??? Oh... and why are you only sending £300 a month back.. blah blah blah!!!!
Life is not easy Beth,
Steve, £300 hat we send is apart from we are paying a second mortgage because we got them a 4 bedroom house, I know my husband is so generous I'm working hard as well so I can help around. I am Happy on my part that finally I am able to help my family but sometimes if I look into our situation here I feel sad but what can I do... I know this should stop some how I just don't know when....
But what we send and do for them is nothing compared to friends I know. My husband tells me that what making us short is really the managing Agency for the building collecting 20 grand for building works and beautification. oh well..
i think there are many people worse off than you
Forgive me for my ignorance but what is this charge for ;-
Agency managing fee: £400/Monthly
There was a contract agreed 3 years ago that the building have to be fixed externally so all flat ownwers have to pay certain amount for the whole project, you know fixing of the hall way carpets lighting, window cleaners, hall way cleaners, fixing of the lift, right now they are doing the external of the building window frame and so on...
Sounds like the service charge in previous years must've been way too low or mismanaged as I'd have thought they should have been making provision for replacement of communal fixtures. Did you agree to the contract 3 years ago ? or if you moved in afterwards you must have been aware that there was this monthly charge. Who owns/runs the managing company ?
I have to dig in with the documents, I have a client off Baker Street, and they pay £2000 per quarter for the managing agency fee, they have a porter though.
Move to the North of England.
Most things are cheaper, salary probably the same, quality of life much better IMO, with less stress.
It's not possible at the moment, My H works in East London....Move to the North of England.
Most things are cheaper, salary probably the same, quality of life much better IMO, with less stress.
aberdeen £95,000
Bah...extortionate !aberdeen £95,000
.
http://www.rightmove.co.uk/property-...-37916668.html
ah but can you leave the door unlocked, day or night, and know when you come back, all is just as you left it
oh the profile pic suits you to a tee
Hey...tell you what mate.ah but can you leave the door unlocked, day or night, and know when you come back,all is just as you left it
oh the profile pic suits you to a tee
My place DID get broken into, and if it hadn't been for my next door neighbour telling me...I'd never have noticed anything out of place.
.
.
Hey...tell you what mate.
My place DID get broken into, and if it hadn't been for my next door neighbour telling me...I'd never have noticed anything out of place.
Hahaha! anything else?
She has got a point. Wait until the posh boys budget. Then it will be even more expensive to live. GUARANTEED.
very true indeed
EVERYTHING
cost you
A place for everything, everything in its place.
I don't know what, they want from me
It's like the more money we come across The more problems we see
we all have to budget, even those who have a little extra cash its becoming harder to live, shop wisely, live within your means even if this means moving house, reduced what you send to the phils and what is the £400 fee for
No reply yet.
Hi Arthur,No reply yet.
It's a monthly fee for the managing agency who do building works and maintenance in our building.
Steve, It's for the managing Agency fee. looking after the building apparently
never now Arthur, i hope its not a charge from a agency for giving out work
I was so surprised at the cost of living on my last visit to the UK, it was the final straw and made me decide definitely that we won't be returning. Life is hard in the UK, even if your earning a reasonable salary. Some friends of mine and I have come the opinion that unless your earning more than £100,000 in the UK you couldn't live a comfortable life.
We are in the process of getting an Australian visa, which we hope will offer us a better quality of life in the future, particularly when the salaries in my line of work are about 4x the UK salary offering.
Ricky.. I have a lot of Aussie friends here in P.I that say that Australia has gone absolutely to the dogs in regards prices.
Many of them are disgusted at their Governments policy of raping the average taxpayer in recent years..
Seems the cost of beer there these days is more than the UK!!!
Thats bad!
i could live a 'very comfortable life' on a lot less than that, mind you i'm not a 'designer label' type and don't have any expensive habits apart from a wife and kids
Australia is so expensive, you would be working longer hours, so how is that going to be a 'better quality of life' ? surely the aim is to work less and spend more time with your familyand for me and the misses that's life in sunny Salford
its all down to what you think is right for you and your family, it is hard living here in England whats the saying, work to live live to work, well it seems you will be working till you die if you stay here,
Just going on how i live and i think i am a lucky one, we both work very hard, we own our own house and dont have any debt other then the bills that come from month to month, we save and are both looking forward to a early retirement 5 years early i am planning so i am going at 60 all being well,
You dont have to earn that amount £100,000 to live well, its having no debt that you can live well
Beth, there are a number of members here on less than £10000 per annum, me included and we budget accordingly, our total bills incuding food and £475 rent monthly allow us to just to be able to manage. Just hoping that when wifey starts earning we can save her salary. One must try and live within one's means, you and your kids come first and I was quite shocked that you said you were using your overdraft instead of cancelling sending money to Philippines. Dont wish to offend!!
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