its all down to what you think is right for you and your family, it is hard living here in England whats the saying, work to live live to work, well it seems you will be working till you die if you stay here,
Just going on how i live and i think i am a lucky one, we both work very hard, we own our own house and dont have any debt other then the bills that come from month to month, we save and are both looking forward to a early retirement 5 years early i am planning so i am going at 60 all being well,
You dont have to earn that amount £100,000 to live well, its having no debt that you can live well