well i have started the ball rolling today, been in touch with one of the pension companies and ask them i want to retire early, they was very good and lots of advice came my way but they did tell me to seek other advice too,
Any way i can retire at 55 and take some 25% my pension and the rest taken monthly, i told them i want to go at 60 but they are going to put both plans into a letter and that should take a few weeks,
I know its a long time getting to 60 but time does fly and its good to get everything sorted and to make sure it can be done and done well too before i say tra to one and all