retiring early

[Michael Parnham]

Peter, already got it in writing, I think its because my Maritess is so young.

[Terpe]

Peter, already got it in writing, I think its because my Maritess is so young.

Ah yes, I came by that small print too. It went along the lines that if the spouse is more than 10 years younger then there's an actuarial reduction of x% per year for each year younger beyond the standard 10 years.

Still can't understand why you're not allowed to change beneficiary though.
In my pensions it's an included defined benefit.

What happens if the ex pops their clogs? where does the payment then go?