Thanks.

Yes it is fine if you use your debit card to pay the fee that's what we did.

When she applies online, she will create an account on the VFS Global application site. She can save the progress of a partially completed application form and come back and finish it if more time is needed to get info.

I recently flew out there to help my wife with the application. I filled out the details for her and paid the fee. We then printed out the form, she checked it and signed it, making it her application.

Remember to fill in the Appendix 2 form also (when you start the application process online, the site will also remind you to complete this form).