Not herad of using paypal direct to phil,allthough i have used my paypal account to transfer money to xoom.
Yup, been doing the same for a long time, with great success and reliability...
It ain't the fastest way to do it, but heck, it is cheap enough.
2 or 3 days later the money is there, either in the bank, or cash in hand delivered to the door, which ever you prefer.