No Terpe, the motorbike was sold last year. Any advice re health services and insurance in Phils?
No Terpe, the motorbike was sold last year. Any advice re health services and insurance in Phils?
Read this article from Telegraph about healthcare in the Philippines.. http://www.telegraph.co.uk/health/expathealth/9195995/Expat-guide-to-the-Philippines-health-care.html
-=rayna.keith=-
...When you realize you want to spend the rest of your life with somebody, you want the rest of your life to start as soon as possible...
There's a lot of really great information here in the forum on virtually all aspects relating to health.Originally Posted by bikerpat
With a little more research you may be able to find a decent healthcare plan from one of these:-
Philhealth Insurance from Philippine Goverment - PhilHealth
Blue Cross Philippines
Fortune Care
Globe Insure
Insular Life Health Care
Bupa International
Health Care International
If during the course of your research you come across something interesting maybe you could post it here
I'm one of those folks who would say that when reaching a certain age you might be inclined to base your searches of where to live in the Philippines on the location of great hospitals and easy access to them.
You may well be lucky enough to be able to afford the best healthcare plan on the planet, but if you can't easily get to a hospital that can provide that level of healthcare then it's next to worthless. Just my 2 centavos, but based on personal experience.
Please check out our forum Health section. Especially the 'stickies'
....and for me, smooth roads.
.
There's a lot of really great information here in the forum on virtually all aspects relating to health.
With a little more research you may be able to find a decent healthcare plan from one of these:-
Philhealth Insurance from Philippine Goverment - PhilHealth
Blue Cross Philippines
Fortune Care
Globe Insure
Insular Life Health Care
Bupa International
Health Care International
If during the course of your research you come across something interesting maybe you could post it here
I'm one of those folks who would say that when reaching a certain age you might be inclined to base your searches of where to live in the Philippines on the location of great hospitals and easy access to them.
You may well be lucky enough to be able to afford the best healthcare plan on the planet, but if you can't easily get to a hospital that can provide that level of healthcare then it's next to worthless. Just my 2 centavos, but based on personal experience.
Please check out our forum Health section. Especially the 'stickies'some very useful information Peter.
My advice would be DO NOT rely on Philhealth for your medical needs. Yes it is very cheap monthly and worth having but it will only cover a small percentage of the actual bill.
Always have some spare cash in the bank as you never know what any insurance company will actually pay.
wow so much money what are you waiting for
IF I had that budget.
No Terpe, it got sold last year.
No Terpe. Sold that off last year. Any ideas re medical insurance? Costs etc?
If you look at the posts above from Rayna and Terpe they have given you some ideas where to look.
as long as the poor bloke doesn't have a heart attack whilst reading about the annual payments on some of those insurance sites!!
For the first year Id be more inclined at looking at UK travel insurance..
Quote below for 50 year old for 9 month trip to R.P with no sport activities. (excuse format issues please!)
axainsurance.com
[COLOR=#B29200 !important]Premier[/COLOR]
£339.35
Buy
[COLOR=#627D7C !important]Essential[/COLOR]
£296.37
Buy
[COLOR=#793F0D !important]Basic[/COLOR]
£261.80
Buy
Emergency medical and repatriationmore info
£1,000,000
£5,000,000
£10,000,000
Personal accidentmore info
£5,000
£15,000
£25,000
Cancelling or cutting your trip shortmore info
£750
£1,500
£5,000
Missed departuremore info
•
£500
£1,000
Travel disruptionmore info
•
£1,500
£5,000
Personal money, passport and documentsmore info
•
£250
£500
Personal possessions and baggagemore info
£750
£1,500
£2,000
Sports equipmentmore info
•
+ add
+ add
Personal liabilitymore info
£1,000,000
£1,500,000
£2,000,000
Legal expensesmore info
+ add
+ add
+ add
Excess levelsmore info
£125
£75
£25
The only restriction with UK travel insurance is that most will have a limit of either 30 or 60 days out of the country at any one time. Always read the small print
The quotes I found were single trip up to one year.. You may be talking about multiple trip insurance?The only restriction with UK travel insurance is that most will have a limit of either 30 or 60 days out of the country at any one time. Always read the small print
Just my 2 centavos worth.
Maybe Fred and Jake can correct me if I'm mistaken, but isn't the first major issue getting the Hospital to actually administer treatment? This I believe will require some up-front payment ?
I very much doubt that whatever insurance coverage your travel policy states, you going to be in real difficulty unless you have a credit card or means of getting cash in any emergency. Most of the policies are going to be based on being reimbursed only.
Also don't expect anything like the UK ambulance service (complete with onboard paramedic and oodles of equipment)
Don't expect that blood will be available. If the hospital doesn't have any it's down to you, your family or your friends to find some.
The best insurance policy recommendation I can think of is a credit card with a nice credit limit
If you have a really good policy that is actually associated and supported by specific hospitals in Philippines, things can be a lot easier.
Nearly all of those are located in Manila. Not many folks want to live in that area. No offence
This is a super site and thanks all for the information provided. Any ideas on Kalibo as a location to live. I love Bohol but Kalibo has an international airport, is near Boracay which I like.
The other question for a foreigner hoping to retire to Phils. Is rental the best option, what way does rent to pay work and can a foreigner but an apartment/condo?
Thanks folks
Pat
before buying i would rent first,
As Steve says, rent first it will cost approx. p8000 per month. If you intend to buy, remember a foreigner cannot own property in Philippines even though you are paying for it.!
Yes a foreigner can buy/own a condo......can a foreigner but an apartment/condo? Pat
(subject to not more than 40% of the block being owned by foreigner)
Take a look at this forum thread for some good info
Re the $10,000 retirement deposit (SRRV), can that be transferred from any bank worldwide. I opened a bank account in both Allied Bank and BPI. I was advised that BPI was better for transferring monies. Also if I get the paper work on my pensions duly authentated by the Irish Govt here and Philipino Govt in London does that mean i can arrive in Phils and then apply for the SRRV visa and that the medical work and police clearance is all done whilst in the Philipinnes. That's the impression I got from an agent who works on behaof of the Immigration people on Boracay. Regards, Pat
There are no constraints on how the money gets transferred, just as long as the $10k eventually gets deposited in an approved PRA bank.
In principle yes.
Personally I think it's much better that the SRRV is applied for in Manila. It's said to be very smooth and easy with approval being almost certain as long as you've got ALL the documentation needed.
Usually the PRA will organise everything for you at their "One-Stop Shop" such as NBI criminal background check and needed medical exams.
That way at least you won't need to go to the Philippine Embassy to get your documents certified by the Philippine embassy.
To be honest, I'm not sure if the PRA will also insist on Police Clearance from Ireland or not. I would suggest you make contact to ask the question, or even just go ahead and get the Clearance anyway.
As I'm sure you know by now, sometimes it's not easy to give always definitive answers about how things will or will not be done in the Philippines. Often, such things like official decision making can become a bit blurred around the edges being less dominated by regulation and rule and more about situation and personality.
My wife and daughter have both had hospital treatment in the last 10 yrs and we never payed anything up front. Both times when they were due to be discharged i payed the full amount at the hospital cashier and they were releasedJust my 2 centavos worth.
Maybe Fred and Jake can correct me if I'm mistaken, but isn't the first major issue getting the Hospital to actually administer treatment? This I believe will require some up-front payment ?
I very much doubt that whatever insurance coverage your travel policy states, you going to be in real difficulty unless you have a credit card or means of getting cash in any emergency. Most of the policies are going to be based on being reimbursed only.
Also don't expect anything like the UK ambulance service (complete with onboard paramedic and oodles of equipment)
Don't expect that blood will be available. If the hospital doesn't have any it's down to you, your family or your friends to find some.
The best insurance policy recommendation I can think of is a credit card with a nice credit limit
If you have a really good policy that is actually associated and supported by specific hospitals in Philippines, things can be a lot easier.
Nearly all of those are located in Manila. Not many folks want to live in that area. No offence
Blood is generally available in the good hospitals but public and the not so good private hospitals tend to have shortages.
I suggest that he definitely secure the Police clearance in Ireland before applying here.. It seems that they are getting quite strict here with this requirement..That goes for resident visas too.Originally Posted by Terpe..
To be honest, I'm not sure if the PRA will also insist on Police Clearance from Ireland or not. I would suggest you make contact to ask the question, or even just go ahead and get the Clearance anyway.
Fred, that looks like a nice place. What's the monthly rate and can you get long term lease?
Which place are you referring to pat?
The Cottage. In general what price range are apartments/condos/houses for rent in Panglao?
when are you thinking of going out there, and are you going the whole way or just going to feel the waters first
In general they start at the prices in the links that I provided you.
I dont usually look online for that type of thing but I posted those two examples as I thought they were good value..
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