Hi Pat..
I know guys that pay 20k a month and some that pay 5K a month..
You really just have to be here,get to know a few of us local expats and drive around to find the best deals.. Boots on the ground is most important as cheap deals often get snapped up quite quickly..
I have a couple of friends that have small 1 bedroom houses..They pay PHP12,000 a month..
Just to give you an idea.
Utility bills vary usually because of A/C usage.. We dont use A/C anymore as we have a native style roof that keeps out the heat.. Our bill is usually no more than 2k per month.
Our water is 10 Pesos per Cubic meter..(20 PHP in Tagbilaran)