Quote Originally Posted by Terpe View Post
Just my 2 centavos worth.
Maybe Fred and Jake can correct me if I'm mistaken, but isn't the first major issue getting the Hospital to actually administer treatment? This I believe will require some up-front payment ?

I very much doubt that whatever insurance coverage your travel policy states, you going to be in real difficulty unless you have a credit card or means of getting cash in any emergency. Most of the policies are going to be based on being reimbursed only.

Also don't expect anything like the UK ambulance service (complete with onboard paramedic and oodles of equipment)
Don't expect that blood will be available. If the hospital doesn't have any it's down to you, your family or your friends to find some.

The best insurance policy recommendation I can think of is a credit card with a nice credit limit

If you have a really good policy that is actually associated and supported by specific hospitals in Philippines, things can be a lot easier.
Nearly all of those are located in Manila. Not many folks want to live in that area. No offence
My wife and daughter have both had hospital treatment in the last 10 yrs and we never payed anything up front. Both times when they were due to be discharged i payed the full amount at the hospital cashier and they were released

Blood is generally available in the good hospitals but public and the not so good private hospitals tend to have shortages.