I was invited to visit an agency to have a consultation of my papers, free so I grabbed it. The manager said the rest of the papers are ok except the Appendix 2 as we got to have a category D the savings as my husband is not salaried base. He's got some shares so we filled out the category D combined with other income... The manager of the agency said that they are the ones who make letters,(if we want to ask assistance) I bet the invitation which she said they can do well ... well everybody can do in a simpler way the way my husband did. She mentioned about the letters explaining the assets, ( the other income like shares, mortgage, investments etc.) by the way, is the lumpsum can be one of the asset or could be combine to the savings to get the 18600? I am just wondering why that manager said they can make letters coz as far as I can see in the Appendix there are no much space if you want to explain except on the page 13 that u can say whatever you want. Does it need to have a letter explaining how did u get the required amount? Knowing that there are statements and letters from the company explaining what you got from their company. Are letters really matters because as to what I recall agency is 80k. The questions in the form are short and self explanatory what more the agency can do? Thank you!