Quote Originally Posted by beejudge73 View Post
My husband is asking me to ask if he cash in his endowment and his shares he will get the checks for it and deposited in the bank because these money would have been there for 20 plus years and the shares would have been there for 10 years plus, so will the UKBA allowed this money with the cash savings in the account because it will exceed 62500 then or do we have to wait another 6 months? Please can you let us know. Thank you
Just to answer your specific question.
Any cash savings used in a visa application leading to settlement MUST be held for a minimum 6 months.

I strongly suggest to 'hold fire' on selling up any shares or on cashing-in on any endowment policy.

It's important to understand that it's not SOLELY about securing the Financial Requirement for a spouse entry visa.
Unless there is an 'income-stream', you will both be living from those cash savings.
You need to consider how you will meet the same financial requirement when you come to make the follow-up FLR(M) visa application after 30 months of living in UK.

I strongly believe your husband needs to secure some employment.
That way, with earned income he can fulfil any shortfall in the £18,600 income requirement by means of cash savings and non-employment income (shares) without fully depleting his current assets.

Just food for thought. Have a discussion.
How old is your husband?