im new here..And I Need Help

[nica]

Hello Everyone on this forum,,
My fiance and i are planning to apply for fiance visa he visit me here Feb,2013 for 3 weeks, Regarding his salary he earn 22,000 annually and his monthly salary is 1,800 net salary is 1,600 i know its over the financial required what i'm concern about is his Bank statement he was overdrawn from March until now because he visit me here he told me after 2 months his overdrawn will be clear ... My question... is it ok to apply visa even the bank statement we will use in application have overdrawn??? or we should wait until his bank statement clear from overdrawn before we apply for visa? thanks in advance

[Terpe]

Hello Everyone on this forum,,
My fiance and i are planning to apply for fiance visa he visit me here Feb,2013 for 3 weeks, Regarding his salary he earn 22,000 annually and his monthly salary is 1,800 net salary is 1,600 i know its over the financial required what i'm concern about is his Bank statement he was overdrawn from March until now because he visit me here he told me after 2 months his overdrawn will be clear ... My question... is it ok to apply visa even the bank statement we will use in application have overdrawn??? or we should wait until his bank statement clear from overdrawn before we apply for visa? thanks in advance

Hello nica, welcome to the forum.

May I kindly suggest you review this forum thread called All New Guide - How to apply for a Fiance Visa

You'll notice that solely in terms of the Financial Requirement it's only dependent upon the gross annual income of your fiance. UKBA are not all interested in the outgoings or balances of his bank statements. The only interest in the bank statement is to confirm that the stated salary is being deposited there by the employer.

Hope that link will help you to understand the visa requirements

[nica]

Hello nica, welcome to the forum.

May I kindly suggest you review this forum thread called All New Guide - How to apply for a Fiance Visa

You'll notice that solely in terms of the Financial Requirement it's only dependent upon the gross annual income of your fiance. UKBA are not all interested in the outgoings or balances of his bank statements. The only interest in the bank statement is to confirm that the stated salary is being deposited there by the employer.

Hope that link will help you to understand the visa requirements

Thank you for that info....is this mean being overdrawn doesn't matter now??????? if that was the case we can apply for the visa sooner

[Terpe]

Thank you for that info....is this mean being overdrawn doesn't matter now??????? if that was the case we can apply for the visa sooner

Read the link I provided it may help you.
Being overdrawn for a while doesn't matter.

[gWaPito]

Welcome to the forum Nica...you got a valid point. .no point your husband to be earning £22k before tax and national insurance then have outgoings exceeding that. .you must have x amount of available income after outgoings. That hasn't changed. In answer to your first question, you do indeed earn enough thus clearing the first hurdle. .
Good Luck

[Terpe]

...you must have x amount of available income after outgoings....

That's not correct.
UKBA have no interest in outgoings, only in the gross income.

...That hasn't changed..

The immigration rules are completely changed since you originally applied

[gWaPito]

That's not correct.
UKBA have no interest in outgoings, only in the gross income.



The immigration rules are completely changed since you originally applied

Good morning Terpe So going by what you just told me, the British partner for example, could be earning £40 k a year, be in debt up to his eyeballs have no surplus cash to feed and cloth the additional chicks in the house yet still be granted a visa. ..I'm struggling to believe that Terpe.
I accept their has been changes elsewhere but surely the lower limit of ones available income hasn't changed to a nil requirement.

Btw. ..I'm trying to jump back in the loop! Cheers xxx

[Michael Parnham]

Welcome to the forum Nica, can't help you with your question, but can't see it being a problem, just follow the advice given by those who know. Good luck with your application!