Just a small word of warning from our experience, CFO do have the power to decline you if they are unhappy or info/docs are inadequate. This means seminar/sticker is impossible on the same day. It happened to us, we had to return to Bohol from Cebu and collect my wife's mum to attend the seminar again a week later! The fact we had been married for 2 years and living together for three still didn't cut it for the nuns lol.