Quote Originally Posted by STEVENJAG View Post
COOL, GOT ME WORRIED THEN THANKS PEEPS!!!
You clearly understand the Financial Requirement.
You also understand that UKBA needs to see proof of income, also proof that the declared income is paid into a bank account.

The ECO's are not accountants. They need to see the mandatory documentation.
Now if you are suggesting that all the documents were submitted but the ECO made an error then it's likely that the decision will be overturned EITHER upon review of the letter requesting reconsideration to the ECM (which is not always the case), or will be overturned at the early stages of appeal (again not always the case) or will be allowed at appeal hearing.
Do be aware how long the appeals process may take.

It certainly appears your advisor was lacking in experience.

Again there can be no meaningful advice/comments without seeing the exact wording of the refusal.