Hi Tiger, no I won't let you be the only one to voice your opinion. Yes all the things you mention are correct, the things I would like to mention are more cultural, for example, visitors, time, lack of responsibility, noise, ect. With reference to visitors, I had a shock within the first couple of days of living in Dumaguete, one of my wife's friends sent a text telling her that she would come round to visit us after lunch and when Maritess told me I asked what time is she coming and she replied after lunch. The so called friend who Maritess had not seen for years turned up late at night with two other girls (who my wife did not know) they expected to be fed and sleep overnight because they were catching a plane next morning from Dumaguete to get a connection at Cebu to Singapore to work there and we've never heard from that friend again. Now to me that is very bad manners and also they could have got a bus from Dumaguete to Cebu for p200 that afternoon. I would never dream of going to someone's home and taking advantage of them without at least making some prior arrangement by asking first. But I've been told since, it's Philippine culture. I will give another report in a few days and tell you things bit by bit!