I just came back from cebu.

I bought a wallet from a company called pacsafe. It has a tamper proof chain that connects it to a loop in your shorts or trousers. Was well worth it. Cost about £23 online. I also used a waterproof money belt but generally only put my mobile in there. Kept my passport and travel documents in a security box at the hotel. Dont leave valuables under the bed at the hotel when you are out.

I got a pre load travel credit card from thompson and it worked out cheaper than a debit card. Exchange rate was excellent also. Most ATM machines have a guard. I found homeless people sleeping outside machines at night so best to withdraw funds during the day. There is a 200 peso fee for all withdrawals.

enjoy your trip. I cant wait to go back.

be aware when walking around. Make sure taxis have meters and get your girlfriend to talk to them. If you are on your own in a taxi they might take a longer way. Get familiar with as many routes as you can.