what bank,
with regard to sending monies to philippines,

i have my own bank, rbs,

i have world remit for remittance,

i did application to pnb europe, they returned my documents, with no letter to tell me if i get an account or not,

bpi online application does not work, they haven't answered my email, which puts doubt on both bpi and pnb for their reliability,

i read Nationwide are quite reasonable charges for transfers to philippine banks, but don't know if they give a good exchange rate,

im thinking to split my money between banks here in uk anyway, rather than have too much in one single bank,

most applications for accounts online , require documents, recent bills ect of present address,
im running out of time to have a present address with utility bills to match,for a new address i will have no utility bills,

thought about hsbc but again online application, and dont have much time now even at the nearest branch in person, but then there isn't one so local to me,

so was thinking just to open a second local bank account,,, nationwide, halifax ect if these are reasonable on transfers,
im looking at amounts to send safely from £1000 to £5000 per transaction,im not happy to risk bigger amounts in a single transaction,

smaller amounts im ok with world remit,
i have too much to do now without being delayed by none responding online applications,

so any recommendations, ideas on which banks, ie nationwide / halifax ect appreciated