Hi andy,
I'm a newbie on this forum as well. I came here in the UK last month, under a spouse visa.
I understand what you and you're fiance are going through. As my husband and i had a difficult time understanding the ukba too. Reading through the whole thing was a bit complicated, we found. and didn't know where to start exactly. The VFs was a great help, as they gave us a list of things to get for the processing of my visa. Well, one thing is for sure though... Once you completed everything (requirements), it won't take too long. Mine only took 1 1/2 months after the submission.
Good luck!![]()