, Bob. Interesting introduction ... and good luck to you and your missus in deciding to retire in the Philippines.

I can assure you, you're far from alone in your desire to "upsticks" ... there are already a fair number of our British members "itching" to follow in your footsteps for various reasons - not least, due to the predominantly unpredictable weather here in 'Blighty'.

's one side of the coin. But, on the "flip side, - unlike any other nation I'm aware of - has its National Health Service ... a factor worth bearing in mind for those of us who aren't getting any younger.

However ... as a member of this unique and friendly site, you can enjoy the best of both worlds ... !