Wow just got online and found all these replies thank you so much everyone, It looks like my doubts are confirmed although i must say it is quite nerve racking to think of going it alone, i have read quite a few posts on the site and have a good idea what we need to be doing, many thanks to you all, as said we are the ones to supply the information especially the sponsor so we have no problem with that, i need to think about things and how best to move forward, reading your messages rings a lot of bells I think from the lack of support from the agency so far and what you guys are saying we need to ditch them, i don't think they do understand as Terpe said with all the twists and turns, many thanks for the guide Terpe and again to you all for your support, I will speak with my wife and get back here, have updated my settings now so i will get replies by email (thought i had no replies!) so grateful thank you all again David