Car Insurance info

[SimonH]

Is the car insured at the moment? Not sure but it may work in the same principal as here where he maybe able to get added as an additional driver under the existing policy

[raynaputi]

Is the car insured at the moment? Not sure but it may work in the same principal as here where he maybe able to get added as an additional driver under the existing policy

Yes, the car is already insured. Keith is just wondering whether he can get a separate policy for him. Last time he was in the Philippines, my aunt has a spare car that she offered for us to use. She asked the insurance company if she can add Keith's name in the policy for a certain period of time, but the insurance company said they can't do that.

[jake]

If the car is already insured it should cover any driver

There are 2 types of car insurance in the Philippines. One is compulsory and you have to take this out every year when you registrar the vehicle. Costs virtually nothing and is worthless if you are involved in an accident

The second is comprehensive insurance taken out using a private company. This insurance should cover any driver, no matter how old or how much driving experience they have. I have never heard of someone being named as the sole driver on their insurance policy here in the Philippines.