My fiancee had been sending me money thru PNB GFMC card since 2006 and yes it is cheaper and it arrives quickly. My fiancee normally rings the bank at 10:00 a.m (UK Time) and I get the money midnight Philippine Time. Well, I dont need to go to the ATM Machine to check but I can check it online thru PNB Website so less hassle. Unlike when we were still using other banks before the earliest was 5 days but there was a time that it took a month when my name was misspelled.
