No Brian not sheltered, but never one for going out in the evenings, don't drink don't smoke or anything like that. Always saved money and bought the best of what I could afford also holidays twice a year, for eg: spend £1000 on a REL sub woofer for my theatre sound system or buy a professional camcorder at £7000 no car finance just exchanged £2000 and my car for another new car every year. All my ex wife's Filipina friends used to think we were rich but no way, I was careful so that we could afford good things in life. If I have enough years ahead of me I will do it again as we have no finance and as soon as Maritess ILR is out of the way I'm sure I will be successful and do it again!
