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  1. #1
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    after i married my ( now ex ) wife--i found out she had a telephone number size debt on a credit card--biggest i'd ever heard of. she was barely making the minimum payment--several hundred a month.

    we hadnt long been married--and i was scared witless incase i'd now " inherited " this debt. a trip to the citizens advice put me at ease.

    she took advice too--and came up with an IVA to freeze the debt and to arrange a repayment plan. last i heard it would take her 16 years to pay it off.

    but i now understand she was able to write off--75% ( ? ) of it.


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    Quote Originally Posted by bigmac View Post

    she took advice too--and came up with an IVA to freeze the debt and to arrange a repayment plan. last i heard it would take her 16 years to pay it off.

    but i now understand she was able to write off--75% ( ? ) of it.
    i dont think she will get credit again for a long time (7yrs?) also i think if the bank sells the debt on it only gets about 20% of the value.
    http://www.filipinouk.com/forum/image.php?type=sigpic&userid=870&dateline=1270312908


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