Irresponsible Waster

[tiger31]

My reference to personal bankruptcy was concerning those people who are evidently already financially on their Rs..as with (presumably) the original subjects of this thread.

A way out of years of misery.

As a property owner...totally different ballgame.

well ive been a property owner since I was 21 and nobody came after me. The debt has to be less than 6 years old I believe for any action to succeed.

[grahamw48]

well ive been a property owner since I was 21 and nobody came after me ,The debt has to be less than 6 years old I believe for any action to succeed.

Yes, I believe 6 years is correct. The same figure as tax liabilities ?

I would never encourage anyone to get into debt (unless I was selling them double glazing ), but sometimes it can be a life or death situation, and it helps to know what options are open to consumers to release themselves from what can become total mental torment.