Yes we are, a couple of months ago they wanted us to upgrade our Flex a/c to Flex+ and that provided world wide travel so I was interested, after reading all the small print it meant that we would be paying £10 per month for the privilege plus a couple of other changes made us decide to stick with our normal Flex a/c and now it's proven to be the better than Flex+, so I'm pleased with everything being as it always was, I'd recommend Nationwide been with them over 10 years now and very happy with them, was with Nat West 40+ years and my reason for change was because it wasn't personal any more we were just a number!![]()