Sorry should have done some research first... was looking for confirmation but it's all in section FM -7.

1. Yes, both partners income will be considered even if one partners income is from self employment and the other is from employment.

2. Yes, income from both my partners jobs will be considered. However, her jobs are not salaried as she is paid per hour and so her earning vary depending on how many shifts she completes each month. Now from what I understand her earnings will be classed as B: Non Salaried Employment.

Here is where things may need to be preempted... like most Filipinos she would like us to have a child and so would I.

However, the timing of this next visa application may complicate matters as if she has a child after Dec. 2014, but before the further leave application deadline (Jan 16) she will be taking time off work (most probably unpaid maternity leave). 'I think' any time off work will affect the annual income calculated from the 12 months up to when she applies for FLR.

I will continue reading but my understanding so far is that for B:non salaried employment they also look at the 12 months prior to application, not just the 6 months beforehand, for which she presumably won't be working for some of those months, bringing down her total annual income.

My wife is currently 33. I am conscious that her biological clock is ticking and I am not comfortable delaying pregnancy when she is 35+ (which coincides roughly when her further leave to remain is application is applied for).

The worst case scenario I can see is we don't make the financial requirement again (quite unlikely) but we are able to show we can support ourselves but the time taken to settlement will be extended from 5 years to 10 years.

I really don't want this to happen as I want my wife to become a British Citizen as I have plans to travel a lot when my circumstances have changed within the next few years. For example, I don't want to wait 10 years until we both travel to the US.

Anyway I am probably overthinking things and will just do the deed now