Has any of you been snared by the cancer of the high street ive never used one and even down to my last quid would I ever use them .They are causing misery for hundreds of thousands of people ,and according to the news the companies can,t keep up with demand .my son asked me to bale him out of one which I refused .I need to be cruel to be kind and told him to live within his means ,if you aint got the money you don,t get very simple really. nut what makes me mad is how dam easy it is to get one even if you aint got a job frickin scum they are,praying on vunrable people.