Trying to work out the process for obtaining car insurance for my fiancée to drive here. Does she need a Uk driving licence? Whilst there does not seem to be a system of No Claims Bonus in the Phils, would a letter from her existing insurance company help here?

Or is it a case of waiting until we have FLR, then sit driving test and take it from there?

Any thoughts or experience greatly appreciated.

PS I would have thought anybody who can drive in Manila would have no problems in rural Scotland!