Quote Originally Posted by bigmac View Post
As long as I'm not starving (fridge and cupboard is overflowing actually) and have a roof on top of me, plus a little bit of luxury sometimes (dining out, holiday, gadgets, heating in the house is 20C above the whole year, etc.)

do you live in the real world--??? thousands of families in this country can only dream of such luxuries
So do we have to starve to be in the real world? Do we have to get cold to be in the real world? Do we have to not have any house to live in to be in the real world. What we have is what we call our priorities (food, house, clothes, heating) so we put our money on that. We live in the real world. We don't spend on things we will never need. We don't drink and smoke either so no money wasted on such habits. The only holiday we had for two and a half years that I've been here in the UK is our holiday in the Philippines last November. I think if you plan things accordingly with the money you have, then you can have luxuries that you want, which what we are doing.