I've got the same 'free' travel insurance as this guy, a warning to us all
George ‘Dougie’ Keiller fell ill on his flight over to the Philippines and ended up on life-support.
read more here .. http://www.alloaadvertiser.com/news/...ospital-bill-/
I've got the same 'free' travel insurance as this guy
George ‘Dougie’ Keiller fell ill on his flight over to the Philippines and ended up on life-support.
read more here .. http://www.alloaadvertiser.com/news/...ospital-bill-/
Yes, a good cautionary tale, especially for us older codgers on here.
I didn't used to bother with travel insurance, but I certainly do now...and a proper separate policy.
You can very quickly become bankrupt if sick in the Phils...if not dead.
i think he's lucky its only £4k and not £40k+
I'm amazed they accepted him for treatment at all, without first having an agreement to pay, by a recognised insurance company.
They've probably just drained his credit card, with the rest put on account....to follow.
and always declare every med condition you have, they are happy to take your cash, but will look for anything you didn't declare to void your claim
Spot-on correct Stewart.
I've said it before and I'll say it again, check your insurance for repatriation cover!
Never thought of that Michael but I will in future.Originally Posted by Michael Parnham
I've said it before and I'll say it again, check your insurance for repatriation cover!
Andy, Saga insurance do it on every policy, but it is a little more expensive, it won't break the bank though!Never thought of that Michael but I will in future.
Off the shelf cover is no good if you have health issues.
Keith - Administrator
Quite right, Health issues or not you should go through these freebie policies with a fine tooth comb
The guy is a complete fool - it says he was hospitalised twice in the year
............................................... that's one of the MAIN reasons I'd never so much as contemplate settling in the Philippines.
... health insurance would cost me a fortune.
I bet it would cost most of us on here a fortune. That's for the type of insurance worth the paper it's printed on.............................................
I've just had to review my life cover. ..that isn't cheap either but, needs must.
life cover, well most need it but its for someone else to enjoy once you have gone
In my case, it's a necessity. ..I've got babies and their mother to provide for.
Total chump. His MP is working on it though - doubtless the taxpayer will end up forking the bill to get this idiot home.
The newspaper account says that his fiancee took him to their hotel and then to the hospital. He says the medical staff and doctors in the UK hospital told him that there was no problem with him flying over to the Philippines. Seems unlikely but maybe they assumed that the combination of a long flight , tropical climate and attentions of a filipina fiancee would ensure that he wouldn't be back for treatment in their ward again.
These "free" insurance policies with this kind of bank account are pretty useless. Certainly no replacement for a proper policy.
its nice to read your smart know it all comments, i'm not an inexperienced traveller and took a bank worker at his word, i may have got things wrong, but it is down to ignorance on my part, unfunny and uncalled for comments
If your not an inexperienced traveller how did you get yourself into this mess ? there are plenty of posts on here about the priority of medical funds to have at hand whilst travelling here .and calling us for making smart know it all comments won,t find you many friends on here.The people on here add valuable information for travellers with their experience on their travels.my take on this is ,you thought you were getting a bargain and it has backfired on you .well I hope lessons were learned on your trip and it won,t be repeated.
Hi tiger the comments have been corrected, i am inexperienced, and to be called a total chump and an idiot by someone who does'nt know the circumstances was uncalled for, and not very wellcoming hopefully i'll learn from you all. Dougie
have you paid the bill yet?
I agree. I've just read the offending post,
there wasn't any need for that. Always best to keep in mind we are all in glass houses
If he's a member of FilUK, we'll no doubt be getting a report in due course.
If he's a member of FilUK, we'll no doubt be getting a report in due course.
there you go, there is nothing as free travel insurance, it will only cover the basics, yes you must shop around for what you are looking for, but when someone offers you it free if you have this bank account and so on, you pay for what you get
Awful situation for this guy, but at least he got treatment.
I take out an annual policy for Rose and myself - £100 or so for global cover. Even if you fall ill travelling within the EU they won't repatriate you without cover, they will just treat you locally - sometimes very well, sometimes not so well.
the story has made it to the mail.
http://www.dailymail.co.uk/news/arti...ical-bill.html
maybe rbs will pay up now, i've got the same free insurance cover with my bank account to and they never asked me about any pre-existing conditions
If you read the T&C, this free insurance is nowhere near enough to cover people with existing conditions, or end up with something really serious wrong with them. It is only useful for small things such as lost luggage, and a sprained ankle. This is why experts tell people to ignore free insurance, and purchase full cover.the story has made it to the mail.
http://www.dailymail.co.uk/news/arti...ical-bill.html
maybe rbs will pay up now
Companies such as Flexicover cover for existing conditions. Yes it costs more, but you are gambling with your health if you do not cover yourself.
Keith - Administrator
It's all in the small print
i never signed anything also its not really free your paying for it
maybe its in the small print, but if you'd read the original report properly, you'd have seen i was not issued with a policy as there were none in stock, i was given a number to call if i had any problems, no questionaire, no terms and conditions and no questions asked, i'm not an experienced traveller, and trusted the guy when he told me i was covered to go
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