Quote Originally Posted by raynaputi View Post
It's at least PHP 200 per transaction.

I'd rather transfer the money to a Philippine bank account compared to using international cards all the time. At least if you are withdrawing money using a Philippine ATM, the charge will only be at least 15 pesos or non at all.
Surely there is a charge when you transfer the money and what kind of exchange rate would they give you

I am yet to see any bank give rates that i can get on the street in the Phills

Imagine if the ATM swallows your card = days spent waiting in line