FLR or ILR??

[Arthur Little]

Thanks for your input lil Arthur,

Pleasure's mine ... and the rep given to me for my response is very much appreciated ...

yeah it's robbery, just wondering what IF I can't afford the visa I get deported haha

... FLR(M) is still a while away for you. So don't worry.
You just need to follow Terpe's suggestion in #3 and stay focussed on placing aside an affordable amount of household income each month in preparation for when the time comes.