changing banks

[Dedworth]

Along with a Nationwide Flex Account I've got a Santander 123 ( even though they're Spanish)

They charge £2.00 per month but you get back :-

1% on water, council tax bills and Santander mortgage payments1
2% on gas and electricity bills
3% on mobile phone, home phone,


1% AER/gross (variable) on balances from £1,000.
2% AER/1.98% gross (variable) on balances from £2,000.
3% AER/2.96% gross (variable) on balances from £3,000 and up to a maximum of £20,000.

You have to set up 2 direct debits (these are needed to get the cash back above) and stick £500 a month in it

[lordna]

Along with a Nationwide Flex Account I've got a Santander 123 ( even though they're Spanish)

They charge £2.00 per month but you get back :-

1% on water, council tax bills and Santander mortgage payments1
2% on gas and electricity bills
3% on mobile phone, home phone,


1% AER/gross (variable) on balances from £1,000.
2% AER/1.98% gross (variable) on balances from £2,000.
3% AER/2.96% gross (variable) on balances from £3,000 and up to a maximum of £20,000.

You have to set up 2 direct debits (these are needed to get the cash back above) and stick £500 a month in it

I use a Santander 123 account AND the 123 credit account which is used to purchase fuel and supermarket shopping. I pay back the credit card in full every month so I get cashback there as well.